Getting Credit and Home Mortgages After Bankruptcy

Getting credit again and qualifying for a home mortgage after bankruptcy take time, but not as long as you might think.  How does filing bankruptcy affect you getting credit, your credit score, your ability to get a home mortgage? recently published an article that explains very well how filing bankruptcy and suffering a mortgage foreclosure may affect your credit score [clickRead more

Bankruptcy and HAMP Program – Qualifying for Mortgage Loan Modification

The US Treasury Department recently changed its policy for HAMP (Home Affordable Modification Program) with respect to borrowers in bankruptcy.  Previously a borrower that was in an active bankruptcy case (Chapter 7 or Chapter 13) was eligible for HAMP “at the servicer’s discretion.”  At the urging of the National Association of Consumer Bankruptcy Attorneys and others,Read more

Credit Counseling Requirements of Bankruptcy

What Are the Credit Counseling Requirements? The amendments to the Bankruptcy Code that became law in 2005 require everyone with primarily consumer debt to obtain two counseling certificates from approved credit counseling agencies.  The first certificate is known as a “certificate of counseling.”  You must obtain this certificate of counseling before your bankruptcy petition canRead more

Jerry A. Meadows, Attorney at Law

jerry-headshotI want to share with you my experience in bankruptcy and other areas of the law, my training, and my education. My experience can be of great benefit to you in helping you deal with your financial difficulties.

Ready for help? Contact me today.