Credit Counseling Requirements of Bankruptcy

What Are the Credit Counseling Requirements? The amendments to the Bankruptcy Code that became law in 2005 require everyone with primarily consumer debt to obtain two counseling certificates from approved credit counseling agencies.  The first certificate is known as a “certificate of counseling.”  You must obtain this certificate of counseling before your bankruptcy petition canRead more

What property can I keep if I file bankrupty?

Although bankruptcy is governed by federal law, the Ohio exemption laws determine in large part what property, or rights in property, that you can keep if you file bankruptcy.  The exemptions are the same, whether you file for Chapter 7 or Chapter 13 bankruptcy.  The exemptions will allow you to keep the following rights inRead more

Jerry A. Meadows, Attorney at Law

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