Getting Credit and Home Mortgages After Bankruptcy

Getting credit again and qualifying for a home mortgage after bankruptcy take time, but not as long as you might think.  How does filing bankruptcy affect you getting credit, your credit score, your ability to get a home mortgage? recently published an article that explains very well how filing bankruptcy and suffering a mortgage foreclosure may affect your credit score [clickRead more

Bankruptcy and HAMP Program – Qualifying for Mortgage Loan Modification

The US Treasury Department recently changed its policy for HAMP (Home Affordable Modification Program) with respect to borrowers in bankruptcy.  Previously a borrower that was in an active bankruptcy case (Chapter 7 or Chapter 13) was eligible for HAMP “at the servicer’s discretion.”  At the urging of the National Association of Consumer Bankruptcy Attorneys and others,Read more

Will The Chapter 13 Bankruptcy Trustee Approve My Budget?

If you file a Chapter 13 bankruptcy in Dayton, the Chapter 13 Trustee will review your budgeted living expenses and determine whether they are reasonable or not, depending on your household size and your particular circumstances.  (Click here for tips on budgets.) Your Monthly Budget Is Determined By The Size of Your Household The Trustee  has guidelines thatRead more

Jerry A. Meadows, Attorney at Law

jerry-headshotI want to share with you my experience in bankruptcy and other areas of the law, my training, and my education. My experience can be of great benefit to you in helping you deal with your financial difficulties.

Ready for help? Contact me today.